1. Be Prepared
2. Say it out loud
3. Plan Ahead
4. Think Confident – Be Positive
Posted by Julia Purcell on 20 February 2019
Tax System in Germany
Tax System in Germany
Tax System in Germany Understanding the tax system is vital when moving to a new country. Below is an account of Germany’s income tax system accurate as of 2019. This account was taken straight from our “Berlin Relocation Guide” which can be downloaded here: https://www.sigmarrecruitment.eu/relocating-to-germany/berlin If you are a resident of Germany, you have full income tax liability. All income earned in Germany and abroad is subject to German income tax and a solidarity surcharge. Germany’s income tax system is progressive, meaning that the rate of tax increases as income increases ranging from 0–45%. For married couples, rates are more favorable when tax is filed jointly. The tax year runs from January 1st to December 31st. If you do have to file your own taxes, the cutoff date is May 31st for the preceding year. The rates for 2019 are; 0 – 9,169 0% 9,169 - 14,255 14-24% 14-256 - 55,960 24-42% 55,691 – 265,236 42% 265,327+ 45% Solidarity Surcharge The solidarity surcharge (Solidaritaetszuschlag) is an additional fee on income tax, capital gains tax and corporate tax in Germany. This means that the solidarity surcharge is to be paid by every natural and legal person that owes one of the above-mentioned taxes in Germany. This surcharge is levied at 5.5% of the income tax for higher incomes. Withholding/Pay as you Earn Tax Income from employed work and capital income are taxed at the source, meaning you as a tax payer will not need to file your own taxes come year end. The tax owed will be deducted and retained at the source by the employer or by the bank before the earnings are payed out. If the employer is a German company or a foreign enterprise with a permanent establishment or a representative in Germany, the employer is legally obliged to withhold taxes from an employee’s salary and to remit the taxes to the tax office monthly. Paying Income Tax When you are taxed at the source, your tax will be based on your personal status. You will fall into a certain class that will directly affect how much tax you pay. Below are the six types of tax classes: Class 1: Single Class 2: Single parent (living alone with the child/children) Class 3: Married and spouse (when spouse does not have an income) Class 4: Married and similar income to spouse Class 5: Opposite of class 3, i.e this is the class the second earner chooses if the spouse opts for class 3 Class 6: For a second job or for deduction without proper employee information The taxation at source for capital income will be done with a flat tax rate of 25% (add solidarity surcharge of 5.5% of the amount of tax).
Interview Nerves… Go Away!!!
Interview Nerves… Go Away!!!
“His palms are sweaty, knees weak, arms are heavy. He’s nervous, but on the surface he looks calm and ready…” Could a song sum up interview nerves and interviews in general any better than Eminem’s Lose Yourself? I think not! The intro says it all, you only have one chance to impress and secure yourself that opportunity so it’s no wonder that we all experience nerves when going to a job interview. The problem is these nerves can often be a hindrance to us. You’re trying to portray yourself as the confident, capable individual you are but instead your nerves reduce you to a sweaty palmed, voice trembling, body jittering fool. So what can you do to manage your nerves? 1. Be Prepared Number 1 has to be to always do your homework. The more you know the more confident you will feel when answering an interviewer’s questions. Research the company. Know their history, products/services, competitors etc. Also don’t confine your research to just the company’s website, check out their social media pages also. A company blog is a great way of finding out what the company is currently working on and talking about. The same goes for Twitter, LinkedIn, Facebook and Pinterest. These pages can give you excellent information that you may not have found otherwise. 2. Say it out loud Secondly, practice answers for anticipated interview questions. Not only come up with answers to these questions but get used to actually speaking them. Quite often jobseekers come up with answers to interview questions in their heads but never practice their delivery and then end up sticking “ums” “ems” and “likes” in as filler as they rack their brains trying to remember what they wrote down. By practicing your answers aloud, it will calm your nerves and you will become more comfortable with your delivery. 3. Plan Ahead I cannot emphasise this enough – DO NOT BE LATE FOR YOUR INTERVIEW!!! Not only does it look bad, but you’ll arrive to your interview in a panic. So to rule out any mishap on the morning that might cause you to be late, get everything ready the night before. Lay out what you’re wearing, making sure everything is crease and stain free. Have copies of your CV (and portfolio if required) printed and in a folder ready to go. Map out your travel route, know exactly what route/form of transport you’re taking and give yourself a half hour extra in case of traffic disruptions. So what if you arrive early, it’ll give you an opportunity to relax, look over your notes and even to grab a cup of tea if you feel like it. 4. Think Confident – Be Positive Firstly take confidence from the fact you’ve been invited to interview, you wouldn’t be here if they weren’t interested in you. Drown out any self-doubt by reminding yourself of your skills, accomplishments and why you’d be a good fit for the job. It sounds silly but by thinking positively you’ll feel more confident in yourself. This is your opportunity to shine so don’t let self-doubt hold you back. “You only get one shot, do not miss your chance to blow. This opportunity comes once in a lifetime, yo”
Relocating To Berlin - Candidate Story
Relocating To Berlin - Candidate Story
Packing up your life and relocating to a new country seems like a daunting endeavour, yet many face the challenge when an unmissable job opportunity comes their way from overseas. One of our candidate success stories here at Sigmar recently moved to Berlin to work for Marley Spoon. Originally from Brazil, Nathan spent two years working in Dublin before making the leap to Berlin. We asked him a couple of questions to get an insight into how the relocation process was for him and his personal experience of living in Berlin. How did you find the visa process? “The company that hired me provided a relocation partner for handling all the paperwork, so the process was as smooth as it could be. From Dublin, I had to schedule an appointment at the German Embassy. They usually have slots available 1 or 2 months in the future, so waiting was the hardest part”. “When I arrived in Berlin, I had to go to the Foreign Office twice - once to get my proof of residence and then again to get my work permit. My relocation agent accompanied me both times, which helped a lot”. Was it difficult to organise your health insurance? “Health insurance was handled by my company. I didn’t have to worry about it at all." How did you find setting up a bank account? “One of my colleagues recommended that I should set up an online bank account with N26, rather than a traditional bank. It was super simple, and I had a functional German bank account within a few days”. What was the most challenging part of moving to Berlin? “The most challenging part was finding an apartment. I had to live in a temporary apartment for the first two months which was quite expensive. Rent prices were higher than I expected, averaging around €800+ per month”. Would you recommend making the move to Berlin to other internationals? “Definitely! It's a mind opening experience, culturally rich and intense. You have everything you can imagine, and the city is beautiful. It's a place that makes you not want to stay at home on Sundays - this was new to me”. How would you describe moving to Berlin overall? “I felt that I was lucky because the transition was unbelievably easy. I'm having the best work experience I’ve ever had. The environment and the people are really something that have dictated my experience here. I would say that maybe it is the best place to live as an international: the city is very diverse, and I have already met people from about 30 countries in one month. Also, you can get a beer in a pub for just €3.” Overall, it is safe to say that Nathan had a very positive experience relocating to Berlin receiving a lot of help from the company who hired him. Making the move can seem intimidating at the start but, with help from the right people, it can be a life changing decision.